See this graphically at

List of Banks that hold derivatives (also shown on this page here)

Look for banks or credit unions  that hold zero derivatives. Laws were passed on
Nov 18, 2014 that enable the banks to take your deposits and say they are shares in their bank
instead ofyour money and use them to pay derivative debt if need be. Think what happened to Cyprus.
Keeping your money in any bank that holds derivatives is setting yourself up for loss. They take
your money, give you an IOU stating you now own so many shares in our bank instead of money
you can withdraw; and you are stuck.

What are derivatives
Derivatives are the unregulated global casino for banks.
Pick something of value, make bets on the future value of "something", add a ontract & you have a derivative.
Banks make massive profits on derivatives, and when the bubble bursts, chances are the tax payer will end
up with the bill. This visualizes the total coverage for derivatives . Similar to an insurance company's total
coverage for all cars.
A derivative is a legal bet (contract) that derives its value from another asset, such as the future or current value
of oil, government bonds or anything else. A derivative buys you the option (but not obligation) to buy oil in 6
months for today's price/any agreed price, hoping that oil will cost more in future. (I'll bet you it'll cost more in 6
months). A derivative can also be used as insurance, betting that a loan will or won't default before a given date.
So its a big betting system, like a Casino, but instead of betting on cards and roulette, you bet on future values
and performance of practically anything that holds value. The system is not regulated what-so-ever, and you can
buy a derivative on an existing derivative.
Most large banks try to prevent smaller investors from gaining access to the derivative market on the basis of there
being too much risk. The derivatives market has blown a galactic bubble, just like the real estate bubble or stock
market bubble (that's going on right now). Since there is literally no economist in the world that knows exactly how
the derivative money flows or how the system works, while derivatives are traded in microseconds by computers,
we really don't know what will trigger the crash, or when it will happen, but considering the global financial crisis
this system is in for tough times, that will be catastrophic for the world financial system since the 9 largest banks
shown here hold a total of $228.72 trillion in Derivatives - Approximately 3 times the entire world economy. No
government in world has money for this bailout.

Bottomline - keep your rmajor funds in credit unions and banks that don't hold derivatives.
See a list of those banks  here and at

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