DRF Group (formerly named DR Fund) updated 4-3-2009
http://www.thedrfund.com/?ref=detailshere
Don't bother signing up for
this one until the merger dust settles. DRF Group is merging with eBan24.
April 2009 update
DRF Group Members,
Lots of great things are ahead for all the members. When DRF first started
we had the best intentions of all the members at hand. We wanted to
provide a safe and secure place for members to be able to earn an extra income
online. Our offline revenue sources have done extremely well and we could
continue as is. Now we can provide the best opportunity online bar none.
DRF will be closing and will become part of eBan24. What this means
is that everyones DR Funds, with the exception of subscriptions fees, will be
transferred to the bank in the form of Certificates of Deposit. The CDs
will be a part of eBan24 online bank. The banks assets will be insured,
thus insuring everyone's funds with the bank. We do not have a specific
date on which the transition will be complete at this time, but we will keep you
updated as to when this transition will be complete. When the transfer to
the bank is complete, the matrix and subscriptions will be dissolved.
DRF will be permanently closed, however you will be eligible to deposit into
eBan24’s CD program. We will be offering some very lucrative CDs
to the members of the bank in 3,6,12, and 24 month CDs. All members of the
bank will be eligible to participate in our new line of CDs coming in the
future. Only a monthly service fee will be required to maintain an account
with the bank. With the bank you will be eligible to receive a debit card
as well. This will be either a Visa or Mastercard.
Until the transition with the bank is complete, we will be operating business as
usual. All banner ads, signatures and the like MUST be removed.
Please do not flood the back office ticket systems with questions about the
transition with questions about the CDs and the terms and etc. As more
information becomes available, we will be able to pass that along to you.
Until the transition is complete, it is business as usual with subscriptions and
dr funds.
Thank You Members,
DRF Group Mg
This program is
modeled after a very successful program that many of you us very familiar with;
think Mrs. XXX
There is no surfing or other daily requirement, just put your money in and watch
it grow.
It is available worldwide. You do not have to sponsor others but there is a
referral benefit if you do.
Minimum Funding level
Depending on your membership level the minimum is $50.00 and the maximum is
currently $25,000.00
Funding Fee
There is a 2.5% upfront load fee to fund the E-Wallet for all payment
processors.
You have to fund your e-wallet (just like with Mrs X) before you can put money
into an investment.
Withdrawal
Fee
1% at DRFund and 1.5% receive fee at your processor.
Two Accounts from same household
For teams such as husband/wife, you may have two
accounts per IP address and households by submitting and email request to
administration or support. Each account must have it's own payment processor
account and email address. They cannot refer each other and our IP detection
software will monitor this very closely. Accounts found using the same IP
address are subject to termination without prior approval. Termination means
forfeiture of all monies in both accounts.
There are four levels of membership all requiring a monthly membership dues.
The program pays a 20% gross return on all four membership levels but
like the program it is modeled after
your principal lasts a different amount of time with each membership level and
there is an increasing principal
amount you can have at stake with each increasing membership level. Therefore
you are not making a 20%/mo
net profit but something less. But the take is still good if you have $650 or
more at stake.
The Math
- Thus you have to do the math for different investment amounts at these
different membership levels to know
what your true monthly net profit return really is; just like we had to do for
Mrs. XXX and Treasures that they wouldn't allow us to post anywhere. I have done
this. If you would like a copy, send an email to berry@detailshere.com
and put "DRF Group math" in the subject header and I will email you a copy. As with the program it is
modeled after, the more you have at stake, and the higher the membership level you commit to, the higher your net monthly
profit percentage.
You should plan on spending at least $650 to $1000 minimum and up to $5000 to
get into the higher net monthly profit figures.
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Like the very successful program this is modeled after which you are very familiar with, the program does have a 'front end' matrix and 4 levels of membership which dictate the amount of funds you are allowed to commit to the program and also the length of time they will accrue earnings. In essence, everytime you get paid, part of that 20% payment represents some of your principal being returned to you. It is not all profit. Hence the necessity for the real math.
But I must
emphasize that the main part of the program is passive, and the matrix
'front-end' will add interest and income to those that get in early as well as
those that recruit. I would anticipate both the matrix and referral income
aspect will be dropped at some point in time.
There are 4 levels of membership.....
Basic members may deposit up $2500 USD to earn 20% per month for a total of 240%
When you have earned 240%, essentially 12 months of 20%/mo, your principal is
gone, you no longer have
any money working for you.
up to $5000 USD to earn 20% per month for a total of 480%
When you have earned 480%, essentially 24 months of 20%/mo, your principal is
gone, you no longer have
any money working for you.
Benefactor members may deposit up to $10,000 USD to earn 20% per month for a
total of 720%
When you have earned 720%, essentially 36 months of 20%/mo, your principal is
gone, you no longer have
any money working for you.
Foundations members may deposit up to $25,000 USD to earn a minimum of 20% per
month for a total of 1200% (Foundations members are eligible to receive extra
earnings based on the performance of investments)
When you have earned 1200%, essentially 60 months of 20%/mo, your principal is
gone, you no longer have
any money working for you.
"This program is being created to help many people earn from revenue
streams that usually require high capital to participate. We wanted to bring
these to you, real offline revenue sources as a safe and reliable way to earn
from your deposits. In time you will find our program to be one of your
favorites and I promise to keep improving and making this one of the best I
can."
However. If you review the math chart carefully you will discover that , as in Mrs XXX, you are not going to put in $100 and walk away with the bank. You can get there with small invested amounts but it will take considerable time. Look at the chart below also for what I mean. This program will work best for people who can put in $1000 to $5000. Comparing level 1 with level 2 you can see that even at the $650 level, spending a level 2 monthly membership fee will net you more for your $650 than a level 1 membership. Just like Emerald is a waste of time in Mrs XXX, level 1 in this program isn't good for anything else except getting your foot in the door. The reason is because your principal doesn't last long enough in level 1. Same applies to a $2000 investment. At $2000 a level 3 membership will net you more than a level 2 membership. But at the $2000 level note that level 4 will net you LESS than level 3 because of the increased membership fee. If you only have $100 or $200 to play with I suggest you participate in a program that has NO monthly membership fee instead. You can find some of those on my dogpage.
A few calculations done
by another list owner including all fees and without compounding shows
the following:
Level 1:
If you purchase Tokens here for $250 your total profit in 12 months after all
fees will be only $83
With $500 the profit is $412
Level 2:
If you purchase Tokens here for $500 your total profit in 24 months after all
fees will be $848
with $750 you make $1762 in profit (note this one is 2 years)
Level 3:
If you purchase Tokens here for $1000 your total profit in 36 months after all
fees will be $3791
With $1500 you end up with $6789 after 3 years in profit
These figures are all without any compounds or matrix earnings, which both would
of course increase profits longer
term. It is possible to build from a lower initial investment; however it would
take some time and require monthly amounts added for a while. Again, the point
is, if you can't work with $500 to $2000, work with programs that require no
monthly fees.
Compounding gameplan - Now
here is a set of calcs
starting out with $1000 invested, compounded , and taking nothing for a year.
Month 1 earnings ------------------------------------------$200
Deduct Monthly Fee----------------------------------------$20
Month 2 -----------------------------------------------------$1180
Month 2 earnings ------------------------------------------$236
Deduct Monthly Fee----------------------------------------$20
Month 3 ----------------------------------------------------$1396
Month 3 earnings -----------------------------------------$279
Deduct Monthly Fee---------------------------------------$20
Month 4 ----------------------------------------------------$1655
Month 4 earnings -----------------------------------------$331
Deduct Monthly Fee---------------------------------------$20
Month 5 ---------------------------------------------------$1966
Month 5 earnings ----------------------------------------$393
Deduct Monthly Fee---------------------------------------$20
Month 6 ---------------------------------------------------$2339
Month 6 earnings -----------------------------------------$468
Deduct Monthly Fee---------------------------------------$40
Month 7 ---------------------------------------------------$2767
Month 7 earnings -----------------------------------------$553
Deduct Monthly Fee---------------------------------------$40
You now changed to level 2.
Month 8 ---------------------------------------------------$3280
Month 8 earnings -----------------------------------------$656
Deduct Monthly Fee---------------------------------------$40
Month 9 ----------------------------------------------------$3896
Month 9 earnings -----------------------------------------$779
Deduct Monthly Fee---------------------------------------$40
Month 10 --------------------------------------------------$4635
Month 10 earnings ---------------------------------------$927
Deduct Monthly Fee---------------------------------------$40
Month 11 ----------------------------------------------------$5522
Month 11 earnings ---------------------------------------$1104
Deduct Monthly Fee-----------------------------------------$40
Month 12 -----------------------------------------------------$6586
Month 12 earnings ----------------------------------------$1317
Deduct Monthly Fee---------------------------------------$40
End of 12 months-------------------------------------------$7863
Essentially you've increased your money by 7.8 times in one year by compounding
by starting with
something substantial, $1000.