How to create
an account, FUND (transfer money into), do a "spend" from
E-Gold; and Redeem your funds; plus
Please read my "Hacker
alert" section near the bottom.
Create
your account
It is FREE to create your account at e-gold. Go to https://www.e-gold.com/e-gold.asp?cid=115702
, click on "create account", fill in the blanks and click on
"open". That's all there is to it. The
ID # they give you and "passphrase" are the two things you will
need to have in order to ever access your account, view the history of
changes, history of payments, do in-exchanges with, or spend money from so
choose those two items carefully and record them somewhere before you click on
"open" account. As soon as you click on "open"
account, you will receive your account number. Print it out and keep it in a
safe place along with your passphrase. NEVER, NEVER NEVER give out your
passphrase and only use it when on the e-gold site doing a spend. Do NOT keep
it in a file somewhere on your harddrive for a hacker to come in and
find.
Next you must
"fund" your account. In other words put some money in it to cover
what you plan to buy with it. There are many things on the net that use E-Gold
as well as , EvoCash, NetPay and E Bullion to receive payment for and to send proceeds to when you earn money. And it is
quick. But since gold fluctuates in price considerably from week to week
you don't want an excess amount of capital sitting in e-gold that you bought
at $320/ounce and is now worth $275 per ounce when it comes time to spend it.
AND, they have a 4% difference in the "in-exchange" versus
"out-exchange " rates which even further depletes your useable
spendable capital which I think is a little high for all the people who have
to use e-gold to fund things with; but that's the way it is.
The ONLY way to send money directly to e-gold is via a
bank wire transfer
or go through an independent market money maker like Omnipay. They won't accept direct wire transfer payments of less than
$1000.
For amounts less than $1000 or methods of funding other than direct bank wire
transfer you have to go through what is called a "Market Maker".
If you go to www.e-gold.com and look
at the right you will find a link called "e-gold directory"; this is
where you will find all the moneychangers.
One of the least expensive Market
Makers is www.goldage.net
where you can fund your e-gold account for only 2%.
Directions for funding
your e-gold account via
E-Gold's system called Omni Pay - this requires a
minimum of $1000 however and assesses a 3-4% charge.
Steps for
funding via OmniPay
Go to
www.e-gold.com , and click on "access account" and then click on the
link on the
right that says "e-gold directory" .
Then scroll down the market makers list until you find "OmniPay" and
click on it. Then click on "national currency to
e-metal" on the left. Fill in the blanks and click
"preview". If everything is correct , then click confirm and it's a
done deal. Be sure to copy the confirmation number (batch number) down
and enter it in the reference box of your wire transfer. After you
click confirm you will be taken to a page that tells you how to send your
money to them. Keep in mind that they will deduct a 3-4% charge going in based
upon the difference between their in-exchange rate and their out-exchange
rate.
Transaction
Reference Number or Batch number
What is the
transaction reference number??
When you did your "In Exchange" thing above and put in the amount
and then clicked on "confirm" at the bottom, the next page that
comes up has what is called your "reference or batch " number on it.
It is the record of the transaction so e-gold can match what you said you
wanted to do on the internet with the money when it actually comes in to make
sure it gets into the right account. The transaction reference number should be included on
ALL the methods of transfer be it money order, western union , or bank
transfer. Here is a copy of a spend. The last number is the transaction
reference number; also called the payment reference number.
From Ber to 168329 to get email address,
9/8/2000
e-metal payment order - confirmation
Account #: 115702 Account Name: Berry Ball, User: Optimist
The following transaction has been posted:
You paid: Joes e-gold account , Account # 168329
US$0.01' worth of Gold (0.000037 oz or 0.001144 grams)
Memo: send me your email address!!!
Transaction Posted! Payment reference #: 675133
Below that enter in YOUR
e-gold account number.
And
last YOUR e-gold passphrase. Never, Never enter your
passphrase onto any lookalike webpage that is NOT at the actual e-gold
website. You can check if it is real or not by looking at the turing
number you have to enter in; back out of the site and come back in and see if
it is the same turing number or a different one. If it is the
same, some scammer is trying to capture your passphrase so he can clean out
your account.
Instead of typing
in your passphrase even at the e-gold site; you should click on the round SRK
button at the right of the passphrase entry point and use your mouse and a
keypad that pops up to input your passphrase. This prevents hackers looking at
your keyboard strokes from getting at your passphrase.
Then click
"preview" at the bottom and verify all the information on the next
page that comes up and even print it out so you have a copy and then
"confirm" it.
Last step is normally to
then go back and send an e-mail to the company you have just sent money to and
tell them you have completed the transfer of funds to them and include the
batch number of the transaction in the e-mail. I usually include a
copy of the confirm transaction for good measure. And that's it! Not
that complicated.
Redeeming your
money from E-Gold.
You can REDEEM your money from E-Gold in the
form of a check for only $1 if it is sent snail mail. And sometimes is behooves
us to take our money in the other systems and get it into E-Gold first before
taking it.
Use www.goldage.net
or www.x-changers.com
to move money from EvoCash, or E-Bullion, into E-Gold.
Then go to www.e-gold.com
and click on "e-gold directory" link at the right. Then find "OmniPay " in the
list of market makers. Then choose "e-metal to national currency"
from the left side. Fill out all the blanks, choose the courier method
(snail mail is only a buck and I've always received my checks) and submit
it. In the US usually 3-4 days later your check arrives. If you
choose a bankwire transfer for $20 you will be taken to another page where you
will fill out all your transfer details.
Hacker alert
A word
about your passphrase and hackers who try to steal your password and thus your
money from your e-gold account. This is becoming very serious with
scammers sending out messages that appear to come from e-gold and sending you
lookalike pages for you to post your passphrase on so they can clean out your
account.
E-GOLD doesn't
send out messages to their customers. EVER. That's your first and biggest clue
what you are receiving is a fraudulent e-mail.
Extra measure of protection
Most of you have received notice about hackers going into E-gold
accounts
and cleaning them out. I have had my account at e-gold cleaned out
several times now and I use Trojan 5.5, Spy Sweeper, several anti-virus
programs plus one at my email host, Norton Internet Security, Window Washer,
and ZoneAlarm PLUS I use the e-gold SRK passphrase technology. Bottomline; if
you use e-gold you are susceptible to loss of funds.
Using the SRK passphrase technology for
increased security.
When you go to www.e-gold.com and login in, there are three boxes to fill out; your account #, your passphrase and the turing number. You can type in your account ID number and the turing number but instead of typing in your passphrase you click on the round SRK button alongside the passphrase box and a small
keypad surfaces allowing you use numbers, capital letters, and small letters in your passphrase. You use your mouse and this little keypad to input your passphrase; you don't type it in and let a hacker see your keyboard strokes. When you are done be sure and click the x in the top right corner of the
keypad and it disappears.
BUT, before just entering your password that way you have to SET your passphrase that way. So you have to first enter your site by regularly typing in your passphrase and then go to account information where you will edit and CHANGE your passphrase and enter it using the SRK method. Again, click on the SRK ball at the right of the passphrase block and the keypad appears and set your passphrase using the mouse and keypad; NOT by typing it in. After you are done setting the first line, click on the arrow that points to the right on the right side of the clear (CLR) button and it will then shift your input to the second passphrase boxand repeat the process for the second box. Input the same set of numbers and random letters there - don't use words; use random numbers and small and upper case letters intermixed; like 2cv476cxgBYU968. When you have entered the identical passphrase into the second box, click the x in the upper right hand corner of the little keypad box and it disappears. Click submit and your new passphrase should be enabled. logout and then login back in to test it; this time inserting your passphrase by clicking on the SRK ball and using the keypad and mouse.
A better way to protect your funds
I no longer keep ANY major funds at e-gold and
ship them all over to e-bullion using www.goldage.net
where I have e-bullion's cryptocard passphrase
protection device which is bulletproof. You have to have the card in front of
you and enter in the numbers it says to access your account. No card, no
access. I have had money hacked from my e-gold account using all the
protective measures listed above including SRK passphrase input.
See more about this at www.detailshere.com/e-bullion.htm
Many programs today
want you to do a spend to e-gold from THEIR site instead of you going to
e-gold independently. Some of these programs are specifically designed to
mimic e-gold sufficiently to fool you into releasing your passphrase for them
to then go in and steal your money from your e-gold account. And e-gold's
customer service is NOT timely in getting it squared away. In fact they NEVER
get it squared away. You
never recover those funds.
It is my opinion that hackers today enter your
computer and track your keyboard strokes; which the SRK technology at e-gold
was supposed to take care of , but it didn't - I still got hacked using SRK.
Just my opinion but I think there are insiders at e-gold helping outsiders
steal money.
Make sure that your password is unique and not
used anywhere else for ANY other program.
Make it long & made of mixed letters and numbers, not words. Hackers are now using computers to
go through different words and number combinations to try to hack into your
account. The more numbers and letters you can use the harder it will be
for them to randomly accomplish that. Use all 40 spaces.
Create a "private" or
"safe" account. No one should know about this account but you.
When you receive a sizeable amount of money, move it IMMEDIATELY to
this "safe" account. My "safe" account is at e-bullion;
not e-gold. When you need to make a spend, move the money from this
account to your "public" account. Hackers won't go after an account
they have never heard of. Of course, the password for this account
should be unique as well. Use letters and numbers, and make sure
that it is at least 10 characters long. And DON'T keep the password anywhere
in a document on your main harddrive.
Next; install an internet security
program on your computer so hackers cannot access the files on your
computer. I used Norton Internet Security; www.symantec.com
but it didn't protect me. I think the better firewall out there is
ZoneAlarm. www.zonelabs.com
And install a virus program on your computer so
your files can't be infected from email viruses sent to you as trojans to
retrieve your passwords you shouldn't be storing anywhere on your computer
anyway. You should be writing these down on paper but not keeping them
on your computer. A good free virus program, AVG 6.0, can be found
and downloaded at www.grisoft.com
.
These are the best ways that I know of to protect
yourself from hackers. Of course, if you
keep records on your computer, people who can link up
to your computer through your phone/cable connection can read all of
your files. I keep my passwords off my records and write them in by
hand after I print out those documents. This is the computer age, folks.
Be wary of computer attack!
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