FAQ-Frequently asked questions

See also         http://www.detailshere.com/warning.htm       
             http://www.detailshere.com/art ops.htm

I have $2000 to invest ; where should I put it?
First let's clarify what this site is and what it isn't.  I personally have learned in the last 18 months how to build a residual income from the internet from the programs you see listed on my site at www.detailshere.com .  ALL I do with my site is SHARE  these opportunities I am in with you; as others from around the world have shared them with me to share with you.  I do not manage or operate ANY of these programs myself. I am only a participant.  I do not solicit money from you, I do not advise you in what to invest. I only provide  you with the resources that are working for me and others who have shared their success with me.  I am not an investment advisor, I am not a financial banker or securities person and I  cannot and will not tell you what to invest in or where to put your money. Send me an email with that question and I will either delete it or simply send you to this page.

How do traders earn so much money in these programs?
As big brother gets nosier and nosier there is becoming less and less information to go by on these trading programs because government has made it more difficult for these guys to be out in the open with all their information for fear of being shut down.   It only takes freezing accounts in a bank for whatever reason - and oftentimes at government whim;  and people not to get paid out  to cause the scam word to be used when the problem was  with governments and not the program managers. But some are disseminating information about how the money is made outside of their program boundaries so you can become knowledgeable while the risk of their program being shut down for being too open is minimized.   Here is one such scenario. 

It is possible to buy and resell bank instruments in large amounts through leasing assets, usually in the form of United Sates government Treasury Bills (money), for a fraction of their face value (actual worth.) The leased assets provide the collateral against which the instruments are purchased and resold, with the entire process taking only one or two days to accomplish.

The trading programs produce large profits.  These profits are
created by the difference between the purchase cost and resale price of the instrument. (resale price purchase cost = profit)

A  4% profit per transaction may not sound huge but the process of buying and selling can be performed several times each week, providing for profits which make the return on other investments pale by comparison. A 4% profit produced just once weekly for forty weeks would total 160%.

By leasing assets, the profit is generated on a much larger amount of instrument, greatly increasing the total dollar profit. Okay, here is an example: If a 4% profit were generated on $100 million, the net profit would be $4 million. Leasing assets typically requires the payment of three percent of the face amount per month, in advance: to lease $100 million in assets would require the payment of $3 million. However, if you use the leased assets, profits can be generated on $100 million worth of instruments ($4 million), not just $3 million
($120,000). Even if just one transaction occurred during the month, the profit created would exceed the cost of leasing the assets. This is just one way; taking the leased money and leveraging it even further using margins brokers earns an even higher return. 

 Why don't you post a rating system that ranks these by risk??
First off; although I do a considerable amount of  due diligence on most of these before I personally join the opportunity; some I don't do anything on but gamble. Some things I thought would be scams paid out and some things I thought were really solid turned gunnysack and didn't pay out or just refunded our money. Even if all of these opportunities had offices 2 miles down the road so I could go down and speak with the owners and access their financial stability; I would not bank on all of them succeeding. Since most are originated far away and there is NO chance to do this; it is an arena of pay your nickel and take your chances. Fortunately, as time goes on I find many more are paying than the few that do fold.  But, it  has become a game of numbers and strategies.    He who can fund the most things with little bits of money is going to come out ahead in black ink; it's that simple. The protection in this arena is just like the stock market. You spread yourself out wide with many programs and little bits in each one; not put a lot of money in three or four.   If I had $20,000 to invest in hopes of achieving a $4,000/month income from  - which I think is very reasonable with the most proven programs we have to work with; I would put a grand each in at least 20 programs, not 7 grand each in what I figured was the three best ones.  

I will not provide an elaborate rating system. I will only share with you what I do; but I did concede and did incorporate a non complex rating system of "most proven" for the things that have been paying out and we continue to get good feedback on,  "not proven but worth considering" for the things that appear to be worthwhile but have not had enough time testing to be put in the first category; and "least proven and high risk" which means we are truly gambling with these and could be just throwing our money away.

Here's why I don't want to go any further with ratings; this comes from one of my firends on the net:
". . .when you give advice (rating scale), you can possibly be
held liable.  Not very good for you.  I looked at some of the forums over the past several days  - lots of very angry, uneducated people -
they shouldn't be playing there at all.  They should be in casino's playing with the one armed bandits - try and kick one of those without breaking your toe.  I actually went to Vegas in May - took $50 to a crap table and was able to play for 3 .5 hours before actually losing the $50 - when I did lose it, I  walked away as I had had my entertainment and knew what I was doing  - I played the pass line a lot. I wasn't downcast or downtrodden.   Those angry people
on the forums are the same ones who'd take your rating system and use it against you at some point.  My feeling is that you should just stick to the posts the way you do, be appreciated for that and just tell people what your observations and experience are - not give advice."
That's what I try to do; read the last sentence again, please. 

I'll bet you make all your money on sponsoring others don't you?
When I first started www.detailshere.com it was because I could not find good information on other sites. People would spam me with an opportunity and send me to their affiliate page to explore and try to determine what the opportunity was, what it cost to get in, what I could earn from it, etc.  Many times I  never could determine that - lack of communication. I set out to build a site that brought  what I felt were the best opportunities to get ahead with to one place and explain everything to everyone there before they ever had to go hunting on an affiliate website.  At first getting referral fees when people would sign up for something was kind of neat.  But then as the site grew it no longer was really "my site"; it became a potlatch or culmination of input from people all over the world bringing opportunities to each other. Obviously as webmaster I still moderate and control the content of the site, but much of it is input from other people; not programs I  have found.  Along with it has grown the responsibility to not waste other people's money. Many people come into this arena with little cash to play with. Yes, I do receive sponsor fees from many of these programs but today I could survive  on the income alone from the gifting programs and investments and art ops themselves even if there were no referral fees. The sponsoring fee is extremely secondary to the information and providing people with  opportunities to get ahead today while risking their money the least.  In fact I have funded several gifting programs specifically to raise capital to fund others not so fortunate and those who don't believe in these kinds of programs with investments to get them ahead in life. I am also funded in quite a few things that are NOT posted on my site, even with sponsor fees associated with them, because I DO feel they are too risky to share with others.

If I send you money will you put it for me where you think it should go?
Absolutely not; don't even think about it. I only share with you what I and others are doing to develop our income streams. We are rookies experimenting in a mean environment and getting ahead; that's all - follow us if you wish but you are totally on your own with what you do with YOUR money.

I don't want to deal with a lot of little investments. What's the single best place to  put my two grand?
Please go back to my homepage and reread and reread the  rules. These are cast in stone; violate these and you will lose. ALL of the people I know who are getting ahead with this stuff, meaning they no longer have a J.O.B., follow religiously those  rules. It is our only protection in this vicious arena.  The internet investing world is one where we can make much more money in a short period of time than we could anywhere else, but is also an arena where we can lose it just as fast. Only by following the  rules do we have the best chance of being on the positive side of the cash flow.  Here they are again - commit them to memory!!!

NEW RULE #ONE!!! -  Don't put your money in ANY program that only offers only an e-gold number to do a spend to and a yahoo, ziplip, hushmail, or hotmail address as the only means of communication with them. These programs IF they have a website will usually have a FREE website from Homestead, Tri-pod, Geo-Cities, etc.   Your chances of turning a profit with these ops are very very bad - see my  "blacklist" for hundreds of failed programs using this agenda. This goes for most ALL of what we call quick "in and outs" also, but can also apply to very professional looking websites that give you virtually NO contact point information.  

Only invest or participate in programs that give you a phone number to speak with and a fax number  and a program manager's name to deal with as well as a snail mail address and place of doing business from. At least make sure your sponsor has this information or don't participate. 

Rule Two - Don't go fishing where you ought not to be fishing. This advice comes from my mentor.
I can't emphasize the importance of this strong enough. Let me say a couple words about doing so-called 'due diligence' on paper trades.  IF the little investor understood even a fraction of what this is all about, they would know that DD is not something that can be done on these.  If you are coming in with 10MM, you will be able to satisfy yourself about legitimacy with irrefutable proof, because you will deal directly with the paperwork of the trade itself -- paperwork that even your own intermediary does not get to see.  Sometimes an investor with 1MM is lucky to be able to get a sole sig account and be privy to more info -- but it is not the norm.  As for the rest of us?  Forget it.  If you think you have to dig and snoop and post on DD boards, then get  OUT of this arena.  Let me spell it out:  this business is a PRIVATE sector.  There are no public registries, no BBB listings, no bankers or brokers who will confirm anything, nada, zero, zilch.  All that can happen by snooping is that you yourself will be cut out from the action, at best.  At worst, your digging will get the trade shut down in its tracks.  Hopefully, not by the SEC, but by more friendly entities, and you will at least get your money back.  For the small investor, this business is based on trust and personal relationships:  you know me, I know "A", "A" knows "B", who works with manager "C", who knows the trade facilitator "D", who knows the trader"E".  I don't necessarily know anyone else in the line.  I may be lucky to meet "B" or even the facilitator, but it is unlikely, in most cases.  "B" doesn't necessarily know the facilitator.  So, you see, there is often only one on one relations on up the line.  This is why we hope we can determine that we have a very short line, but your questions should only be asked of your immediate information provider.  You SHOULD not be trying to fish around upstream.  It only spells trouble.

THREE - don't put all your eggs in one basket; diversify a little money into a lot of areas so if one venture goes sour you still have the others intact to produce income. Some will go sour! If you don't enter this arena intending to fund many different things overall before you are done; you shouldn't be playing here at all - you will get burned. Funding two to three things with large amounts is suicide; just like it is in the stock market. Focus on the overall  " plan"; not on a program or two. 

Build your program list up to no less then twenty, it may take time but this is the proper way.  Do not, I repeat, do NOT, lay your faith on a single program or two.  It will destroy you and make you bitter and blind in this arena. Always lay your faith on the "big plan" not on a  program, this is where the market splits into two groups of people, one ruled by broken faith the other group led by laying their faith on "the plan" and  not on a  program.  If you lay your faith, hope or belief on a program and it does not work, this intangible decision you have made with your will leads to destruction of your attitude, finances, personal well being and your sense of fairness. If your faith is destroyed or damaged you will lay a damaged faith on the next program you look at, or a damaged belief or a damaged hope and you will not find your way to investing with a good feeling and you will start missing the programs that pay.  If this is the case, when a program messes up, you can see why some turn bitter. I like to say to my members, if it is on your mind and it is starting to bug you, it is time to move on to another program. If you  want a good attitude and  lots of success, get your mind off the investments you're in and get focused on your plan. 

"The Plan" is to eventually fund 20 plus programs, and as soon as one pays out widen your programs to up to 30 or more. Your faith in "the plan" then matures and grows stronger as the financial picture balances and produces. 

FOUR - recoup your seed money from any one venture as soon as possible. Take your seed money back when you reach 2-1 or 3-1. Remain vested with THEIR money and not yours from that point on. Too many programs have started out fine, we get comfortable with them and start putting extra money in before the returns from the last spends come back  and then they fail. Don't reinvest more before you have been paid back - no matter how long it takes. 

FIVE - don't let large amounts accumulate; take smaller profits often and you will see REAL money.
Even from the most stable programs; take funds back often. 

SIX - don't put large amounts of money into newbie programs no matter how good they look or how well they come recommended.  Time is of essence. Make the programs establish track records of paying out several months to a year before sticking three and four digit amounts in them.

SEVEN - anticipate some rough water ahead and weather it while the administrative end of some programs catches up with the trading and sign-ups as enrollments escalate. And remember,  only fund programs that have real contact people; like real phone and fax numbers to communicate with, real snail mail addresses and places of business.   DON'T do business when the program gives you only an e-gold account number to do a spend to and a ziplip, hushmail, hotmail, or yahoo address as the only means of communicating with them. 

I invested in Liberty Club and E-Trust because you had them posted on your site and I thought that you had done your homework; and then they went belly up. How can I trust what you have posted on your site??

This is an interesting dilemma. One of my cohorts who earns far more from this stuff than I do; has a larger  following of people he emails to, and is considered one of the better people in this arena probably addressed this issue best.  I would never be as caustic in my remarks to the people on my newslist as he was; but the content of his message was right on target so I  will post that message here for you to digest. This IS how it is.

"Dear Associates;
Just a few items to mention here again.  But first, sit down and listen up, as I've some thoughts to get off my chest, here.
There have been a couple bumps in the road  in the  last few days and some have gotten a bit tense and/or intense about it.  Please, friends, read everything carefully.  There are various levels of risk.  If a program is new and I put it out as something I am trying with little or no due diligence, then you play or don't play under those conditions.  If I tell you I've been paid once or twice, then play with that in mind.  If I tell you I have good history on a company, go in with a little more surety.  BUT NEVER consider any of this as solid as gold under your pillow.  It just can't be like that.  If you want gold under your pillow, then go buy some and leave this arena to those who are willing to play in it.  We will all be better off without your crying.  Most of you can take a hit just fine, because you know how to do this.  Others haven't a clue.  It is these that I have no patience with and I say if they can't take the heat then get out of the kitchen.
    Some think I should only share proven pay programs and not put out the new stuff.  Why should I do that?  I don't understand.  You are all adults, here, and should be able to determine what is in your comfort zone and what is not.  Others have the idea that I am some kind of magician who knows which programs will survive and which will not and that I shouldn't put out the losers, obviously.  I have no crystal ball.  I have  half a wit and that's how I survive and profit.  Some think I'd be dead in the water without referral commissions.  WRONG!!  I can support our household twice over on ROI income.  I haven't lost very much, overall.  I know when there is risk and I play small in that stuff.  I have enough patience to let the small money in a risky program build up to bigger money and then play on house money.
The basic problem is many of us are just too  impatient and greedy.  We want it ALL in -- what is it -- 48 hours?  So we put in way more than we should and freak out when it gets to 49 hours, or worse, when it doesn't work at all.  (BTW, give the 48 hour program 72 hours, just in case you didn't read that part.)
All I have to say is if you don't find this an agreeable source of information, you know how to spell "REMOVE."  If I sound a tad "owly" tonight, I am.  Read further down the items in this update and you'll know why.  I am usually pretty mellow -- y'all know that -- but these kinds of birds really get me in a flap.
THE VAST MAJORITY OF YOU ARE GREAT!!  It's just that there are a few real "CALIBANS," as my friend Doge would say.  These sorts won't be staying on this list.  None of us needs them around, believe me.
Enough ranting.  I'll be fine.  Really. "

Do you get the picture???? We will put the trough in front of you but it is YOUR decision on whether or not you want to drink and don't blame us  when you don't follow the rules and get burned .  It's that simple. This can provide a good residual income ; but you have to play the game properly to win. Follow the  rules, follow the  rules, follow the  rules; get it????

Q1. What is spamming the URL exactly? (I understand spamming in general).  Spamming the URL is when people advertise the URL of a website where they shouldn't and  make overstated claims regarding the opportunities potential.

Q2. How can Spamming shut down somebody elses website? Many websites are put on free servers like Homestead, Tripod, Hot Yellow98 etc; when these guys get spam complaints they simp;y pull the website and the owner is without whether it was his fault or not. 

Q3. What has shutting down a website to do with the working (pay out) of the program?  Nothing if the program is legit except it interrupts the cahsflow into the program because people can no longer get directions on how to fund it or get skeptical about the program itself at that point; but many scammers use it as an excuse to disappear. 

Q4. What can Password protection do against spamming? Password protection means that the person had to have requested the information in order to access it; therefore can not consider it spam. 

Q5. Is the following true? As soon as a program mentions spamming, they want out and blame the public for something uncontrollable. No but again, scammers love to use this as an excuse to steal your money and run.

I will keep adding to this section as your questions come in that I feel should be shared with others to help develop the insight required to get ahead in this arena.

Also read the introduction pages into the investment section, the gifting section and the art ops section.